Furnish Your New Home on a Budget

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Furnish Your New Home on a Budget

Now that you have closed on your new Houston or Spring home, you probably can’t wait to furnish each room and get everything just the way you want it. It is really exciting to move into a new home and that is a great thing. If you have been living somewhere much smaller, you may need to purchase a good bit of furniture and the thought of doing that all at one time can be overwhelming to think about. It could lead you to make rash decisions purchasing items that you don’t love and racking up a lot of debt that will overwhelm your household budget.

Here are a few tips for furnishing your new home while staying within your budget.

Take Your Time

Martha Stewart will not show up at your house next week for a surprise inspection so there is no need to rush. If you want to love your home, it will take time to get it right. Spend a little time in your home to decide what you need before you purchase items that may not work. Don’t buy something just because you need it. Wait until you find the perfect piece that will help make your house a home.

Set a Budget

Don’t go into debt or max out your credit cards trying to fill up your new house. Sit down and review your expenses with your new mortgage and decide how much money you can set aside for furnishings each month then stick with that. Many furniture stores lure you in with interest free credit accounts when you open a new credit card. If you are disciplined enough to make that payment and stick with it, it can be a way to furnish your home without having to have the cash for everything at once but when you need so much, even just the payments can get out of control quickly so make sure it fits in your budget (with extra room for emergencies) before you sign that application. Don’t be tempted to do this with multiple accounts that can quickly add up to more than you can manage.

Consider Purchasing Gently Used Items

If you are trying to furnish an entire house at one time, you may need a lot. Even if you are very thrifty, it still might take years and years to afford everything that you need. Consider purchasing some items used and you will save a lot of money. Some items you will want to be new no matter what like mattresses and upholstered furniture (unless you can buy it from a friend) but many items can be found almost new if you know where to shop. A dresser, kitchen table or coffee table may look great or just need to be refinished or painted to look like new. This could easily save you 50-70% over buying something new. Furnish a few rooms like this and then replace them down the road as they wear out or you have additional money to do so.

Concentrate on High Traffic Areas First

What rooms in your house get the most use? Start by shopping for those rooms. Skip the dining room you use twice a year and the guest room and go for the living room and bedrooms. Prioritize according to the needs of your household and it won’t feel quite so overwhelming.

Decorating your new home is supposed to be fun so don’t get stressed out trying to do it all at one time. Your house is yours for as long as you want it to be so take the time to furnish it gradually and you will fall more in love with your new home with every piece of art you hang, chair you buy and room you complete.

The Chris Wylie Team
Houston & The Woodlands Real Estate

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